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Articles Archive for November 2005

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[30 Nov 2005 | Comments | ]

I’m glad someone else saw the light! After my latest blogs warning about recent legislations to cut federal dividend taxes and Income Trusts avoiding additional tax burdens. My stance was that deciding if you wanted to earn income through dividend-paying companies or Income Trusts is still very premature due to the political turmoil gripping the nation.
I share with you an article describing the instability and unpredictable nature of law changes. Even if dividend cuts do come to fruition (which it most likely should), I prophecize that we have not seen …

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[25 Nov 2005 | Comments | ]

As soon as Ralph Goodale’s decision to not interfere with Income Trust taxation was official, the predictable masses started to valuate trust securites to higher worth on the stock exchanges. I see this as a ridiculous, irrational reaction to media attention. A long term investor would know better than to jump in and out, especially when the news could potentially turn out to be only a temporary stay of execution.
I guess it’s human nature to jump on bandwagons. But I wonder, do people believe good news more, or bad news …

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[24 Nov 2005 | Comments | ]

As the dust settles, Income trust investors are temporarily victorious over the federal government in the issue of Income Trust taxation. Turmoil has gripped the investment community ever since finance minister, Ralph Goodale, announced that he was re-examining the issue and suspended advance-tax rulings to companies that wanted to convert to an income trust structure.
Today, in a blatant pre-election move, Ralph Goodale succumbed to political and the financial community’s pressure, and announced that no taxes will be planned on trusts. Certainly, the pressures were more political in nature as …

Editor's Notes »

[16 Nov 2005 | Comments | ]

My posting frequency has slowed down a lot in the last few days for both Investorial and my personal blog VinceChan.net. I’m currently working on a project that has been occupying most of my waking hours. The fact that I’m posting this blog at 2:04 am is proof enough I hope!
Besides that, I feel a need to reach out to my fellow bloggers. I am implementing a new feature to accept story submissions. If you are enthusiastic about how financial information is presented, or if you saw some article/media that …

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[10 Nov 2005 | Comments | ]

Continuing the bubble watch series on real estate, I just want to point out a recently published article by The Globe & Mail regarding the real-estate scene in the United States. The article does not single out any particular region but takes a national overview. The numbers mentioned in the article are significant and serve to remind everyone that housing prices are really getting out of hand! Considering the interest rate trends these days, it is becoming more than tempting to stay on the side-lines. Eventually, consumers will start thinking …

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[8 Nov 2005 | Comments | ]

Since November 03, 2005. Fidelity Canada has brought over its popular LifeCycle fund line-up from the United States. The fund line-up is called ClearPath. This blog is not a recommendation to buy these funds, but rather it is a news-worthy announcement meant for educational purposes.
What are LifeCycle funds? They are actually a different way to approach asset-allocation strategies with time as a major consideration. Initially, ClearPath funds (called the Freedom series in the States) will start with a very agressive asset-allocation strategy. The allocation strategy is then adjusted over time …

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[7 Nov 2005 | Comments | ]

Chicken Little is not just the newest Disney movie, it is defined as a confirmed pessimist, particularly one who warns of impending disaster. (Courtesty of Answers.com - a great web resource!).
Normally, people who constantly cry that the “sky is falling” can be very annoying and subject to my dismissal. But some of these “chicken little prophets” actually have many good things worth taking note. Case in point, I wish I had known about Herb Greenberg early in my investing career. Trust me, you want this guy on your side! …

Editor's Notes »

[1 Nov 2005 | Comments | ]

More often, stocks, mutual funds and investments are ’sold’ to the general public. Investments is not like the furniture business where customers look for what they want. All the public has to do is say I’m interested, and there’ll be hordes of information waiting to sell you and tell you what you need.

Take a look at this article about managing risk through diversification. It is a sound article except for the sales tactics and overtones that fail to leave the article. I’m not saying that the is trying to sell you something, rather I see that he is regurgitating proven sales talk from financial instituations and advisors alike. Let’s examine this closer!