I haven’t gone off the deep end yet. Investorial is not a Blog about my own portfolio. I also don’t share the propensity to divulge my investment practices as other bloggers do. But I did enjoy reading The Dividend Guy and Investing Intelligently provide updates about their portfolio decisions.
The decision to not involve myself with posting portfolio updates is because the spirit of Investorial is to talk and discuss about media influences in the investment and financial arena. In my mind, it’s a conflict of interest to talk about my …

Let’s get one thing straight - Investorial does not seek to align itself with the mass media for the simple logic that you can’t criticize effectively what you are a part of! Surf quickly around the net, you will find various news, blogs, critiques of how the stock market abandoned Google and Yahoo. Shareholders rushing to sell because earnings per share missed by one penny. It’s utterly ridiculous for this media frenzy around the topic.
Yet, Investorial has stayed quietly on the sidelines. We were not the first to blog …

Right after this post, I’ll be driving about 8, 9 hours to go up to the cold north of Timmins, Ontario, Canada for the holidays! Timmins is the home of Shania Twain if you didn’t already know. I should have access to internet and looking to do some holiday posting over cups of hot chocolate!
To you and yours, Merry Christmas!

My posting frequency has slowed down a lot in the last few days for both Investorial and my personal blog VinceChan.net. I’m currently working on a project that has been occupying most of my waking hours. The fact that I’m posting this blog at 2:04 am is proof enough I hope!
Besides that, I feel a need to reach out to my fellow bloggers. I am implementing a new feature to accept story submissions. If you are enthusiastic about how financial information is presented, or if you saw some article/media that …

More often, stocks, mutual funds and investments are ’sold’ to the general public. Investments is not like the furniture business where customers look for what they want. All the public has to do is say I’m interested, and there’ll be hordes of information waiting to sell you and tell you what you need.

Take a look at this article about managing risk through diversification. It is a sound article except for the sales tactics and overtones that fail to leave the article. I’m not saying that the is trying to sell you something, rather I see that he is regurgitating proven sales talk from financial instituations and advisors alike. Let’s examine this closer!

[...] My perspective, I don’t think “Money makes happiness”. There are many people with money that are not happy. Instead, I submit that “Lack of money makes you sad”. No matter what your dream of a lifestyle is, if you do not have the funds to make it a reality, you will not be happy. Do you agree?

MoneySense.ca has a new article introducing Seggregated Funds (aka Seg Funds). Read the article if you want to know what is a Seg Fund. I want to use the article to talk about the age old concept of paying for a guarantee.
I have never been a promotor of Seg Funds. There is certainly a niche that it can fill; a small niche in my opinion. For some people, it is necessary to employ Seg Fund as a strategy due to its creditor protection abilities and their aversion to risk. …

Warren Buffett’s mentor, Benjamin Graham, introduced to the world one of the best investment analogy in Mr. Market. Mr. Market can be manic depressant today and a incorrigible optimist the next day - an extreme Jekyll and Hyde. Here is a description of the concept of Mr. Market [excerpt from About.com]
Imagine you are partners in a private business with a man named Mr. Market. Each day, he comes to your office or home and offers to buy your interest in the company or sell you his [the choice is …